Equity Release

& Lifetime Mortgages

At Hampstead Partnership, we don’t employ sales staff. Our experienced, independent advisers will provide you with clear, unbiased information.

We are not tied to any equity release provider so we can help you make an informed decision that’s right for your particular needs.

Our advisers are highly qualified and hold the relevant qualifications and memberships from the bodies that regulate equity release.

Equity Release Explained:

What is equity release?

If you wish to free up money that is tied up in a property you own, equity release is an option.

As the name suggests, ‘equity’, using part of the value of your home, is ‘released’ to you as a cash payment – either in the form of a lump sum or as a regular income.

Is equity release right for me?

Equity release is a big decision so you will want to have all the facts in front of you.

How does unlocking capital affect my tax position?

One of the benefits of equity release is that the money you unlock from your home is tax-free and you can choose to spend or save it however you wish.

Will equity release create future problems for my family?

In the past, some equity release products left a negative equity – in simple terms this meant that a debt was left behind which potentially passed to your family.

In todays market strict financial regulation dictates that equity release plans are very different. All equity release plans which meet the Equity Release Council guideline – the only plans we deal with – will protect your loved ones from negative equity.

However, such plans also reduce the value of your estate on death, you will leave behind less for your beneficiaries to inherit so it’s important to involve them in conversations if this applies to you.

Equity Release

If you are considering equity release, we understand you will have lots of questions.

Our advisers are here to help you fully understand your options.

We will take the time to understand your needs and we will tell you whether we feel equity release is right for you.

As we are independent advisers you will have peace of mind, knowing that the advice we provide is not influenced in any way by our need to sell you a particular equity release product.

Book a call with our team

 

 

This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration.
Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.
Hampstead Partnership Ltd is an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
A fee may be charged for Mortgage and Equity Release advice. The exact amount will depend on your circumstances.

Arrange a free,
no obligation chat

Office

Hampstead Partnership Ltd, 843 Finchley Road, London NW11 8NA

Email

info@hampsteadpartnership.co.uk

Phone

0208 209 9234

WhatsApp

Send Message

Contact Us

We will be happy to arrange an initial, free, no obligation chat to answer any questions you may have.

If you would like to see full details of our data practices please visit our Privacy Policy and if you have any questions please email elliot@hampsteadpartnership.co.uk.
Thank you for your message. It has been sent.
There was an error trying to send your message. Please try again later.